HOW to STOP FORECLOSURE with NO MONEY or CREDIT!

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STOPPING FORECLOSURE with NO MONEY & BAD CREDIT*

1.  SELL EVERYTHING

2. REQUEST a "MODIFICATION" from YOUR LENDER

3. BEG, BORROW and APPEAL!

4. AFFORDABLE BANKRUPTCY

5. PRE-FORECLOSURE SALE or SHORTSALE

6. TRUSTEE MANAGEMENT

7. RECOVER MONEY from AUCTION!

1.  SELL EVERYTHING (except the kids!)

Raise enough money to catch your mortgage up!

Use "selling apps", online marketplaces, garage sale, newspaper ads, etc.

Sell anything & everything you absolutely do not need or use anymore.

Junk cars, boats, sports or exercise equipment, older clothes,

Jewelry, appliances, stocks, bonds, mutual funds, etc.

(If you fail to stop the foreclosure,

instead of dragging along storage items you haven't used in years,

you'll need as much cash as possible to relocate anyway. Sell everything now!)
 

2. REQUEST a "MODIFICATION" from YOUR LENDER

Your lender may be willing to either extend the term period of your loan,

lower your interest rate, forgive some late fees or legal fee or other fees,

or all of the above in order to reduce your monthly mortgage payment.

Ask about government programs such as

FHA-HAMP and FLEX Modification.

CAUTION!

(Simply applying for the modification does not guarantee they will stop the foreclosure. You must receive, sign and return an agreement before the auction!) 

3. BEG, BORROW and APPEAL!

To save your home,

borrow from friends, family, employer,

and your retirement account without penalty!

The IRS allows you to use money

from certain retirement accounts

to save your homestead from foreclosure!

Ask your retirement-plan administrator, HR/benefits department

or plan administrator if your plan permits participant loans,

OR if it permits hardship distributions for foreclosure.

4. AFFORDABLE BANKRUPTCY
If you're unable to gather enough money to catch up all at once
but your income is stable and you're able to make a higher monthly payment
you may wish to consult with a bankruptcy attorney.

CAUTION!
(Bankruptcy may only temporarily delay foreclosure

if you fail to keep up with higher mortgage payments

then you may end up back in foreclosure!)
 

5. PRE-FORECLOSURE SALE or SHORTSALE
You could sell your property before the foreclosure

without having to repair or clean it, pay off your mortgage,

clear your credit reputation and
GET CASH NOW

to Relocate & Start your life over Fresh.

6. TRUSTEE MANAGEMENT
If you decide to sell but can't sell it before the foreclosure
We may be willing to pay to stop the foreclosure,
GIVE YOU CASH NOW

to Relocate & Start your life over Fresh,

Repair the property and then sell it for you.

We recover our expenses and

get compensated from the sale of the property,

You never need any money, so there's no risk to you!

7. RECOVER MONEY from AUCTION!

Worst case scenario, the property gets sold at auction.

Again, with nothing out of pocket from you

We may be able to recover leftover money owed to you.

WARNING!!!

*DON'T PROCRASTINATE! Because in the state of Texas
After the bank sells your home at a foreclosure auction
the new owner can give you a 3 DAY NOTICE to VACATE!
Later, a Judge may order law enforcement to
PHYSICALLY REMOVE EVERYONE from the house.
If you're not home when this happens, the new owner may
THROW YOUR CLOTHES, FURNITURE & ELECTRONICS

outside without any obligation to secure your stuff from theft or damage.
If there is a deficiency balance

the lender can pursue you to collect,

or report you to the IRS!
With foreclosure on your credit record for years

some creditors may treat you worse than bankruptcy
And it may even make it hard

to get approved for decent housing and certain employment.

Is it Unreasonable to Think 

You Can Relocate & Start your Life over Fresh

in Another Home Somewhere New?

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COMMON MISTAKES when BUYING a HOME

1. READ & UNDERSTAND ALL CONTRACTS
& AGREEMENTS BEFORE SIGNING:
Regardless, what you think you agreed to,

Make sure everything is in writing.
If it's not in writing DO NOT SIGN until you and
the seller clarify in writing what you both expect and
Seek legal assistance if necessary.
Remember, verbal agreements are as good
as the paper they're written on!
 

2. INSPECTIONS:
Have the foundation, roof, plumbing, home,
& termite inspections all performed before purchase.
 

3. FINANCING:
If a bank, some other lender or the seller is offering

 owner financing to purchase the home over time avoid...
...an "adjustable" interest rate (Get a "fixed" interest rate);
...a "Balloon" payment (Get a 15yr or 30yr "maturity" date);
...a "Pre-payment Penalty" (Be able to "refinance" when you wish).
 

4. RENT-TO-OWN:

(Or "Contract for Deed" and "Agreement for Deed")

Even if you pay every month, you’re still just a renter

until you buy the home with a real contract.

If you miss a payment, the deal can be canceled,

and you could lose all your money.

Many rent-to-own homes need expensive repairs,

and you're usually stuck fixing them.

If things go wrong, it's hard to fix legally.

Unlike a regular loan, you don’t have much protection

and you can still be kicked out like a renter,

even after years of payments.

 Allow us to Pay off your mortgage,

Avoid Foreclosure & Spare Your Credit Reputation!

CALL for RELIEF FREE of CHARGE:

(361) 688 7326